financial statements demystified a self teaching guide

financial statements demystified a self teaching guide

We’ve checked the years that the manuals coverYou’ll then be shown the first 10 pages of this specific. Then you can clickSpam free: Maximum of 1 email per monthSpam free: Maximum of 1 email per month. We trust that you will enjoy many years of safe To help ensure Welcome to the world-wide family of Volvo owners. We trust that you will enjoy many years of safe driving in your Volvo, an automobile designed with your safety and comfort in mind.Volvo reserves the right to make model changes at any time, or to change specifications or design, without notice and without incurring obligation. Your car is equipped with a Shiftlock-Keylock system. SHIFTLOCK: When your car is parked, the gear selector is locked in the (P)ark position. To release the selector from this position, turn the ignition key to position II (or start the engine), depress the brake pedal, press the button on the front side of the gear selector and move the selector from (P)ark. At low speeds or when the car is not moving, the temperature readings may be slightly higher than the actual ambient temperature due to heat generated by the engine. If the level is below the MIN mark in either section of the reservoir: DO NOT DRIVE. Tow the car to a Volvo retailer and have the brake system checked and any leakage repaired. Close the dash air louvers to obtain maximum air flow to floor or windshield. Function selector Air through panel vents Defrost. Air to windshield and side windows. Air to floor, windshield and side windows. Air through floor vents. Bi-level. Air through floor and panel vents. The air conditioning will only function if the blower is set to position 1 or higher. Switched on and off as required. When switched on, the seats are automatically heated and when the optimum temperature is reached, the heating automatically switches off. The starting (ignition) switches must be ON (position II) for the electrically operated windows to function.

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The window is lowered if the rear part of the switch is pressed and raised if the front part of the switch is pressed. The brake is applied to the rear wheels.When the knob automatically releases, the cigarette lighter is ready for use. The starting (ignition) switch must be switched on (position I or II) for the cigarette lighter to function. Ash trays To remove the ash trays depress the center spring and remove. See page 1:44 for specifications. See page 1:33 for information on the CR-718 cassette radio. DOLBY B selector Next selector CD - Track no.Enter the 6-digit code using the preset buttons (10). Please note that only 4 digits will be seen in the display. Waveband selector The desired waveband is set by turning the inner knob. The set waveband and frequency is displayed. NOTE! There are three FM positions and one AM position which make it possible to store 3 x 6 FM stations and 6 AM stations. The radio scans the entire waveband and stops at every audible station for 8 seconds. The radio seeks the next audible station and stops there.The set frequency is displayed. Automatic programming (Autostore ) (Automatically seeks and stores up to 6 strong AM or FM stations) The antenna must be fully extended when using this function. Bass control Adjust the bass by sliding the control up or down. (Up to increase, down to decrease.The unit automatically loads the cassette, the radio is disconnected and the tape starts playing. A or B is displayed, indicating which side of the tape is being played. The cassette remains in place and is not ejected. To re-enter Tape mode If the tape player has been disconnected, but the cassette has not been ejected, the tape mode can be re- entered by pressing the pg. The side being played is displayed. The button flashes during fast winding. Stop fast winding by pushing the button once more. Depress the DOLBY selector when playing a DOLBY pre-recorded tape. This function should not be engaged for non-DOLBY tapes.

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The indicator lamp is lit when this function is engaged. The tape player scans the entire tape and stops at every song for 8 seconds. Scanning is then resumed.The last station listened to is automatically tuned. The indicator is lit. If a selected disc does not exist, the disc no. The indicator light turns off.Changing selected track no. The chosen disc no. and track no. is displayed. From a disc chosen at random 5 songs are played (also chosen at random). A new disc is then played in the same way. The indicator lamp is lit when this. Extra cartridges are available at your Volvo dealer. Insert the discs into the cartridge, label (A) up. Insert the cartridge and close the cover. Avoid storing discs in excessive heat, direct sunlight or dusty.If the set is removed from the vehicle or if the battery power is disconnected, a special code must be entered to enable operation of the set. Refer to the radio code card supplied with your vehicle or ask your dealer for the correct code. Waveband selector The desired waveband is set by pressing the button. The frequency and waveband is shown on the display. NOTE! There are two FM wavebands and one AM waveband. This makes it possible to store more FM stations in the memory. Release the button when the desired frequency is displayed. pg. 1:36 Radio (cont.) Automatic programming (autostore) This function works on the FM and AM wavebands and has 8 memories in autostore mode on each waveband. Now a maximum of eight strong stations on the selected waveband are automatically stored in the autostore memory. The lowest frequency among these is transmitted. If there are no audible stations --- is displayed. The aud cuts out. Keep the button depressed until the audio comes on (approx. 2 sec.). 3. The frequency is now stored on this preset button. Depress the button after adjustment. Treble control Adjust the treble by pulling out the button and turning it to the left or right. Depress the button after adjustment.

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When the cassette is inserted, the radio is automatically disengaged. Push the cassette gently into place. The cassette will start to play automatically. The arrows in the display indicate the direction of the tape. Fast winding Press either of these buttons (see arrows for direction) for fast winding. Depress fully to lock the button. This function should not be engaged for standard tapes. DOLBY selector This set has a DOLBY B noise reduction system. Depress the DOLBY selector when playing a DOLBY pre-recorded tape. The AM waves follow the earth's surface and reflect against the atmosphere, giving them a wide range. If the sender is blocked by buildings or mountains, static can result. FM - reasons for distortion FM is affected by the electrical systems of nearby vehicles, especially those without suppression. The distortion increases if the station is weak or poorly set. However, we have endeavored to make the Volvo Audio System of a quality that will enable you to enjoy the best possible reception no matter what the reception conditions may be. If the headlight switch is in position. I Intermediate position: Certain accessories etc. on. II Drive position: key position when engine is running. III Starting position: release the key when the engine start. The key returns automatically to the Drive position. When both front and rear foglights are turned on both indicators will light. The rear foglight is considerably brighter than the normal tail light and should be used only when the atmospheric conditions, such as fog, rain, snow, smoke or dust reduce the daytime or nighttime visibility of other vehicles to less than 500 ft (150 meters). The indicator lamp in the switch will come on. Electrically-operated sun roof To open the sun roof as a sliding roof, depress the top portion of the rocker switch. Operating brake pedal This will automatically disengage the cruise control.

Previously selected cruise control speed is retained in the memory and by momentarily setting the switch to RESUME position, that speed will be re- engaged. In the event of the original keys are lost, duplicates may be ordered from your Volvo dealer. The central locking system is described in detail in section Doors and locks. The front and rear sections of the passenger's seat can each be adjusted to two positions. Suitable tools must be used to carry out the adjustments. Do not adjust the seat while driving. The seat should be adjusted so that the brake pedal can be depressed fully. In addition, position the seat as far rearward as comfort and control allow. The seat rails on the floor must not be obstructed in any way when the seat is moved. Objects seen in the wide-angle right side-view mirror are closer than they appear to The mirrors should always be adjusted prior to driving. The lamps light up when the covers are opened.To lock - turn the key counter-clockwise and allow it to spring back. NOTE: If the vehicle has a central locking system the tailgate will be unlocked and locked at the same time as the driver's door. Child Safety lock The tailgate incorporates a safety catch which is located to the side of the lock. The lid of the largest storage bin is hinged in the middle. The outboard head restraints retract automatically and do not need to be lowered before the backrest is forlded down. When the backrest is raised, the outboard head restraints return to their normal position and must be raised manually if required. Seat belts must be correctly positioned as seat is returned to normal position. pg. 2:14 Removing seat cushions, Tool box, Securing cargo (wagon) Lift the seat cushion part way and remove the seat. Tool box The tool box can be released by turning the catch. WARNING! Do not place extremely heavy articles the front seats, as the backrest which is forlded down is then placed under severe strain.

Electrically-operated sun roof (certain models) To open the sun roof as a sliding roof, depress the top portion of the rocker switch. A The door lock functions normally. B The door cannot be opened from the inside. Normal operation from outside. WARNING! Remember, in the event of an accident, the rear seat passengers cannot open the doors from the inside with the buttons in position Trunk lid The trunk lock is incorporated in the central locking system. The trunk lock can also be disconnected from the central locking system by turning the key counterclockwise as shown below: Withdraw key in horizontal position. The trunk is now always locked. This option can be used if for example, you lend your car to somebody. If you give only the service key to the driver it will not be possible to open the trunk. It is located under the left side of the dash. Lift the hood slightly, insert a hand under the center line of the hood and depress the safety catch handle. Open the hood. Trunk light A Light always off. B Light is on when trunk lid is opened. Long load storage In the panel behind the rear seat is a door which makes it possible to carry long loads such as skis, etc. The retractor will lock up as follows: if the belt is pulled out rapidly. If necessary, guide the belt back into the retractor slot. WARNING! Any device used to induce slack into the shoulder belt portion of the three-point belt system will have a detrimental effect on the amount of protection available to you in the event of a collision. The restraints should be carefully adjusted to support the occupant's head. During pregnancy Pregnant women should always wear seat belts. Remember that the belt should always be positioned in such a way as to avoid any possible pressure on the abdomen. The Volvo SRS consists of a driver's side airbag with a driver's side knee bolster (5) and seat belt tensioners in both front door pillars (4).

The system is designed to supplement the protection provided by the three-point seat belt system. Do not attempt to service any component of the SRS yourself. Attempting to do so may result in serious personal injury. If a problem arises, take your car to the nearest authorized Volvo Dealer for inspection as soon as possible. There is no maintenance to perform on the SRS yourself. The only periodic maintenance recommended on the SRS is that the air bag modules and front seat belts (including tensioners) should be replaced approximately every ten years and that the other components in the system (wiring, connectors, etc.) Even if the car is driveable after an accident, we do NOT recommend driving the car with a deployed air bag. There are three anchorages under the rear section of the car's rear window shelf on sedans and on the back rest on wagons. Child Restraint Anchorages are designed to withstand only those loads imposed by correctly fitted Child Restraints. Under no circumstances are they to be used for adult seat belts or harnesses. The anchorages are not able to withstand excessive forces on them in the event of collision if full harness seat belts or adult seat belts are installed to them. This work should be performed by an authorized Volvo dealer only. The booster cushion should be cleaned while in place if the vehicle if possible. If not, please consult your Volvo dealer. If your child restraint requires a top tether strap, consult your authorized Volvo dealer for top tether anchorage and installation information. Volvo Concern for Safety Safety is the cornerstone for Volvo. Our concern dates back to 1927 when the first Volvo rolled off the production line. Three-point seat belts, safety cages, and energy-absorbing impact zones were designed into Volvo cars long before it was fashionable or required by government regulation. To contact NHTSA, you may either call the Auto Safety Hotline toll-free at 1-800-424-9393 (or 366-0123 in Washington, D.C.

area) or write to: NHSTA, U.S. Therefore, it is advisable to refuel as soon as possible when the needle nears the red zone, or when the fuel warning light comes on. These additives have shown to be efficient in keeping injectors and intake valves clean. Consistent use of deposit control gasolines will help ensure good driveability and fuel economy. If you are not sure whether the gasoline contains deposit control additives, check with the service station operator. Too rapid acceleration immediately after selecting a gear will cause harsh engagement and premature transmission wear. 6 Release the brakes and accelerate To stop the car, release the accelerator pedal and apply the brakes. Please check with state and local authorities before attempting this type of towing, as vehicles being towed are subject to regulations regarding maximum towing speed, length and type of towing device, lighting, etc. CAUTION: Sling-type equipment applied at the front will damage radiator and air conditioning lines. It is equally important not to use slingtype equipment at the rear or apply lifting equipment inside the rear wheels: serious damage to the rear axle may result. Check that cars are not touching to prevent premature completion of negative circuit.Since the automatic transmission is subject to increased load and temperature, certain vehicles are equipped with an extra oil cooler as standard equipment. Remove the ball and drawbar assembly when the hitch is not being used. Volvo recommends the use of synthetic engine oil when towing a trailer over long distances or in mountainous areas.Your dealer will also be able to supply you with bulbs, fuses, spark plugs and wiper blades for your use in the event that problems occur. Have a word with your Volvo dealer concerning engine adjustments if you intend to drive in countries where it may be difficult to obtain correct fuel. The driver may detect one pulsation of the brake pedal. This is normal.

Avoid, however, repeated changes since this can cause overheating of the transmission oil.The transmission is mechanically locked when in position P. Also, apply the parking brake when parking on grades. It provides lowered engine speeds and improved mileage. The lockup engagement may be noticed as an extra upshift when accelerating. By pressing in the button at the rear of the selector level, the 4th gear can be disengaged, thus providing a three-speed transmission. An up-shift will be achieved when approaching the top speed for a particular gear or by releasing the accelerator pedal slightly. Kick-down can be used for maximum acceleration or when passing at highway speeds below a certain limit. NOTE: Unleaded fuel is required for cars with three-way catalytic converters. A label on the instrument panel and inside fuel tank filler door will remind owners and filling station attendants of this requirement. Roof racks (removable and permanent) Roof rails are available as Volvo accessories. Observe the following points when is use: Avoid single-point loads. Distribute the load evenly. Place heavier cargo at bottom of load. Top-up, if necessary. The engine must NOT be running when coolant is topped-up. Electrical system When replacing the battery or when carrying out work involving the electrical system, the following should be observed: A battery connection to the wrong terminal will damage the diodes. The Supplemental Restraint System is grounded under the driver's seat. Do not loosen the two screws grounding the unit. Do not ground other electrical components using these screws or any other points near them. Faults in the system could occur if it is improperly grounded. Read the following pages carefully. General information. Sufficient clearances between chains and brakes, suspension and components must be maintained. WARNING!

Special wheel rims for air dams Only special wheel rims, tested and approved by Volvo, are suitable for use with the air dam installed on the 940. Vehicle Loading The tires on your Volvo will perform to specifications at all normal loads when inflated as recommended on the tire information label located on the rear facing side on the right front door. This label lists both the tire and vehicle design limits. Hang the jack from the attachment (alt. 1) or position the jack on the bar in the jack attachment (alt. 2) as shown in the illustration above and crank while simultaneously guiding the base to the ground. Lift the wheel and place it on the hub. Make sure that you align the wheel with the guide stud on the wheel hub prior to installation. Install the wheel nuts crosswise and tighten lightly. If you find it difficult to obtain access to the fuses, unclip the fuse tool on the right-hand side of the fuse compartment and use it to remove the fuse, see illustration. If they are defective, the metal wire is broken. When fitting a new fuse, be certain to use one with the same amperage and color as the one removed (see top of fuse). Spare fuses are located on each side of the fusebox (1x15A, 1x25A, 1x30A). Use the edge of a small screwdriver to adjust the nozzles, if necessary. Washer fluid reservoir The washer fluid reservoir is located in the engine compartment and holds approx. 0.5 US gal. (2.0 liters) on sedan models and approx. Check that none of the hoses in the fuel system are loose. Check that the fuses for the pump are not faulty, fuses No. 1 and 11. Fan belt frayed or belt tension incorrect Replace or adjust tension. pg. 6:18 Service diagnosis (cont.) Emergency sun roof operation If, because of an electrical fault (e.g. a blown fuse), it is not possible to operate the sun roof electrically, then it is manually. While holding the override button down, move the gear selector from the (P)ark position.

The method for replacement of bulbs in the various lighting units is shown on the following pages. Make sure when installing bulbs, that the guide pin on the socket fits into its corresponding recess. Switch off the lights and ignition key.Note that inside cover is hooked at the lower edge. 2 Remove plastic screw A and remove bulb holder and bulb (one unit). 3 Depress bulb in bulb holder, turn it slightly counterclockwise, and remove it. When using a screwdriver to pry plastic components, take care to avoid scratching or breakage. Use eye protection whenever possible. Trunk light (sedan models) Depress the catch with a screwdriver and remove the light assembly. Lift it out remove. Insert a screwdriver and pry off the light assembly. Replace the bulb and re-install light housing. Bulb Power Socket Bulbs Power Socket Trunk light 10W SV8.5 License plate light 5W W2,1x9,5d pg. Depress catch with a screwdriver. Grasp the cover with both hands and pull it towards you. Bulb Power Socket High level brake light 21W 32cp Ba 15s (US bulb no. 1156) Depress catches and fit new bulb. Sedan models Press the cover into position, noting the position of the alignment pin at the top. Wagon models Align the catches and press the cover into position. To replace a bulb, insert a screwdriver as shown in picture and gently turn it to remove the lens. Withdraw the bulb, replace it and re-insert the lens Bulb Power Socket Door warning lamp 3W W2.1x9.5d. The fuses (and relays) are located in the central electrical unit behind the ashtray in the center console. The rustproofing compound under the car should be checked regularly and, if necessary, damaged areas should be repaired. If it is necessary to touch-up the rustproofing, this should be done immediately to prevent moisture penetration. Wash and dry thoroughly before touching up. Use spray-on or brush-on rustproofing compounds. NOTE: When ordering touch-up paint from your Volvo dealer, use the paint code indicated on the model plate.

The plate is located on the panel above the right-side head lights. Mix the paint thoroughly: apply several thin paint coats and let dry each application. pg. 7:5 Paint touch-up (cont.) 3 If there is a longer scratch, you may want to protect surrounding paint by masking it off. Mask with tape and paper prior to painting larger surfaces. Remove the masking immediately after application of the last paint coat, before the paint starts to dry. When washing the car, do not expose it to direct sunlight. Use lukewarm water to soften the dirt before you wash with a sponge, and plenty of water, to avoid scratching. When the car is driven immediately after being washed, apply the brake several times in order to remove any moisture from the brake linings. Engine cleaning agents should not be used when the engine is warm. This constitutes a fire risk. The fabric can be cleaned with soapy water or a detergent.An investment which will pay dividends in the form of improved reliability, durability, and resale value. Maintenance schedule Volvo service Engine oil Servicing 8:12 Power steering fluid, brake fluid. This maintenance program contains inspections and services necessary for the proper function of your car over the next 10,000 miles (16,000 km). Maintenance services Your Volvo has passed several major inspections before being delivered to you, according to Volvo specifications. The maintenance services outlined in this book should be performed as indicated. The extended maintenance service intervals make it even more advisable to follow this program. Warning! The oil may be very hot. To add or change engine oil Add oil of the same kind as already used.If you change the engine oil and filter yourself, your Volvo dealer can assist you in disposing of the used oil. Engine oil can be harmful to your skin - gloves should be worn when performing this work. The use of incorrect viscosity oil can shorten engine life. Volvo recommends the use of energy-conserving oils.

Look for the API label. Synthetic oils complying with oil quality requirements are recommended for: driving in areas of sustained temperature extremes (hot or cold), when towing a trailer over long distances or for a prolonged driving in mountainous areas. These labels certify the oil conforms to the applicable standards and specifications of the API.Replace: Every 20,000 miles (32,000 km). Warning! Oil spilled on a hot exhaust pipe constitutes a fire risk. Check coolant level The cooling system must be filled with coolant and not leak to operate at maximum efficiency. Check the coolant level regularly. Check the cooling system connections for tightness. Also re-check the coolant level. The cooling system must always be kept filled to correct level. If it is not kept filled, there can be high local temperatures in the engine which could result in damage. The cooling fan may start or continue to operate (for up to 6 minutes) after the engine has been switched off. pg. 8:18 Engine compartment 940 Turbo (B 230 F- Turbo engine) 1 Washer fluid reservoir. B 230 FD only: Replacement is recommended but not required to maintain VOlvo Emission Warranty.This device is mainly a container with a ceramic material insert, designed to let the exhaust gases pass through channels in the insert. The system is comprised of an expansion chamber in the fuel tank, and a. The components are interconnected by hoses which channel fuel vapor from the gas tank to the charcoal filter, where it is stored until the engine is started and then drawn into the engine's fuel-induction system. It is of the utmost importance that old batteries are disposed of correctly. Your Volvo dealer can assist you in this matter. pg. 8:12 Brake fluid, Power steering fluid. Always entrust brake fluid changing to an authorized Volvo dealer. Power steering fluid The fluid level should lie between the MIN and MAX marks on the dipstick (cool engine).

Oil with a different quality rating may not provide adequate engine protection. Volvo does not recommend oil additives as they can adversely affect the engine. Capacity (including oil filter): 4.0 US qts. (3.85 liters);on Turbo models, add 0.7 US qts (0.6 liters) if oil cooler is drained. Shock absorbers housed in strut casing. Rack-and-pinion steering. Safety-type steering column. The alignment specifications apply to an unladen car, but include fuel, coolant, and spare wheel.It is of the utmost importance that old batteries are disposed of correctly. Your Volvo dealer can assist you in this matter. The following bulbs may be obtained from your nearest Volvo dealer:. The label is located on the rear-facing edge of the right-front door. This label lists both tire and vehicle design limits. Do not load your car beyond the load limits indicated. These are the same manuals used by competent Volvo technicians.These professional mechanics are fully able to analyze vehicle problems and perform the necessary service procedures to keep your Volvo at peak operating condition. Please consult your Volvo retailer if you have any questions before connecting accessory or optional equipment to the vehicle's electrical systems. Login Login to post comments. Make a donation Advertise Want to advertise on Volvotips. Check out our advertising program. These service manuals will help you to repair your Volvo 940, fix some small things, service the car and how to install accessories and upgrades. Also the wiring diagrams of the 940-series car can be found in the service manual. You can find it here. Also included are the service bulletins and service hints by Volvo. The service manuals includes the B200, B230, B204 and B234 (all those 4-cylinder engines are known as “redblocks”) and also the D24 diesel engines (also the turbodiesel and turbodiesel with intercooler engines). These service manuals and parts catalogs can be viewed at Volvotips but aren’t allowed to be downloaded.

Instead of a downloadable PDF I created online Flash-version (sort of e-book) of all Volvo-manuals and catalogs which can be browsed through in your webbrowser. Some other repair manuals are a HTML-version. To view the Volvo 900-series servicebooks and Volvo 940 greenbooks just click on the links below so you can watch them instantly. Please note: to view these repair manuals Adobe Flash is required, if you don’t have it click here to download and install it. At the index you can find at which page the information can be found where you’re looking for and scroll down to get to the right page. Please keep in mind some of the service manuals are pretty large in filesize, so it can take a while before it’s completely downloaded. Please note: a lot of parts and components of the Volvo 940 are shared with the Volvo 240 and 260, and the Volvo 740, 760 and 780. Most of the repair manuals below are of a Volvo 200-series or 700-series but can be used for the Volvo 900-series as well. It’s a pretty general section, but very useful for servicing your Volvo 940 with the right service interval. For some markets there was also a 5-cylinder engine available (the D20 diesel engine) which was exactly the same engine but with one cylinder less. These service manuals describes the D20 (5-cylinder diesel engine without turbo), D24 (6-cylinder diesel without turbo), the D24T (6-cylinder diesel engine with turbo) and the D24TIC (6-cylinder diesel engine with turbo and intercooler).These manuals will help you to service your Volvo 940 diesel yourself. Just like the rest of the service manual a lot of components and parts of the Volvo 940 are shared with the Volvo 200-series and 700-series. That’s why a lot of sections of the service manuals below are from these models. Just like the rest of the service manual: a lot of the parts of a Volvo 700-series car is shared with the Volvo 200-series and 900-series. That’s why the service manuals below can be used for all of these model series.